Mortgage Programs


Connecticut

Connecticut Housing Finance Authority (CHFA) Homebuyer Programs
Listing of homebuyer programs, such as CT FAMLIES, Home of Your Own(HOYO).
Connecticut Housing Investment Fund (CHIF) Residential Loan  Programs
Energy Conservation Loan Program, Home Energy Solutions Program, People's/CHIF Home Improvement Loan Program, First-Time Homebuyer Program, Wooden Window Repair or Replacement Program
Military Homeownership Program
For members of the U.S. Military, Active Duty, Guard, Reserve or veterans who served in the US Armed Forces, and who were discharged or released under conditions other than dishonorable.
Police Homeownership Program
This loan program currently provides a low interest rate mortgage (Current Interest Rate) to local or state police officers who purchase homes in eligible municipalities. (This rate is subject to change.)
Section 8 Housing Choice Voucher Homeownership Program
With this program, eligible borrowers can use their Section 8 payments towards their mortgage payment.
Teacher Mortgage Assistance Program
If you are a Connecticut certified full-time or part-time public school teacher or vocational-technical teacher employed by and teaching in your endorsement area in a priority or transitional school district, or are certified to teach and are teaching in a state-identified subject matter shortage area, you may qualify for the Teachers Mortgage Assistance Program.
HUD-Approved Housing Counseling Agencies (All States)
HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages.
HUD-Approved Housing Counseling Agencies (Connecticut)
Connecticut Agencies that offer pre-purchase and post-purchase housing counseling, homebuyer education, debt management, and more.

FHA

FHA 203K Program
The Section 203(k) program is the Department of Housing and Urban Development's primary program for the rehabilitation and repair of residential properties. To be eligible, the property must be a one- to four-family dwelling that has been completed for at least one year.

Veterans

VA Home Loan Programs
The Veterans Administration offers a variety of home loan guaranty programs for Active Duty Servicemembers, Veterans, and National Guard and Reserve members.